Privacy

Home123.com is committed to respecting the privacy of our website visitors.  To demonstrate that commitment, we have developed this website privacy policy.  The Home123.com website privacy policy is intended to address the following areas:

Information that Home123.com collects when you visit the website.

How Home123.com collects information from visitors to the website.

How Home123.com uses the information that we collect.

Who Home123.com may share the information with.

How Home123.com protects your personal information.

How you may access and change the information that Home123.com collects.

Children under the age of 13.

You should carefully read this website privacy policy because it could affect your use of the Home123.com website, and the services that Home123.com offers through the website.  But it may not necessarily apply to many of the transactions that you may be able to conduct through (or learn about) on the website. 

Each financial institution that you link to through the Home123.com website will have other privacy practices that must be followed as required by federal law. Those privacy practices will relate to your relationship with each particular financial institution or their affiliates. Home123.com, as a non-banking or financial institution, is not responsible for the privacy practices of banks or other financial institutions that you establish business relationships via Home123.com.

Information that Home123.com collects when you visit the website.

Home123.com may collect personal information such as name, telephone number, email address, social security number, and home or mailing address when you access certain areas of the website that require registration for certain services.  At other times, Home123.com may collect information that cannot be used to identify you. For example, we may aggregate non-personal information about you and other customers who visit our website. Aggregated information will not contain any information that can be linked directly back to you. Such information will be used to analyze the effectiveness of our business and advertising models.

In order to provide you with effective services, we may collect personal and non-personal information about you from our affiliated entities, business partners, service providers, and other third parties. For example, we may obtain information about your home, the services that you purchased for your home, or other demographic information.

How Home123.com collects information from visitors to the website.

Home123.com uses a number of tools to collect information about you, your computer, and the web browser that you use to connect to our website. For example, cookies are tiny text files that we place on your computer’s hard drive when you visit our website. We use cookies to personalize your website experience. We collect information on the pages that you visit, the advertisements that you click, and other actions that you take while using our website. You do not have to accept our cookies and you may delete them after they have been placed on your hard drive.  If you do not accept or delete our cookies, some areas of our website that you access may not function properly.

Home123.com also collects additional information from your web browser each time you visit our website. This information includes your IP address, the type of browser, the time that your browser was used to access our website, the content from our cookies, and the referring website address. We may also use other standard web-based technologies to analyze your movements while accessing our website.  The technologies include, web “beacons,” “pixel tags,” and “clear gifs.” These technologies help us ascertain the effectiveness of our advertising campaigns, allow us to customize the services offered on our website, and help determine the best use for website content and programming. Some of this information, including the IP address that we obtain from your browser, is stored on our server logs, and may be available for extended periods of time.

Sometimes our authorized service providers, business partners, or other affiliated businesses and ad networks display advertisements on our website.  Tracking technologies may be used to monitor your interactions with the advertisements while on the website. The technology will allow Home123.com to provide targeted advertising and evaluate the effectiveness of advertising campaigns.

How Home123.com uses the information that we collect. 

Home123.com uses the information that we collect about you to deliver products and services specific to your needs, to help organize and manage your customer relationship and our business, to conduct business, to provide you with customer support, to perform functions that are described to you at the time of collection, and to enforce our Terms & Conditions.  Home123.com may use your personal information to contact you via mail or email, or telephone or mobile devices in order to give you updates about Home123.com or other third parties’ product and service offerings, and promotional events that may be of interest to you.

If you are applying for employment with Home123.com we will use that information solely in connection with your application for current or future positions of employment, and we may also share your application information with our third parties, business partners, or affiliates that have positions that you may be qualified for.

We may also share your personal information with real estate and financial professionals and their related businesses, credit bureaus, other institutions, as well as companies that help us promote contests and sweepstakes.

Special notice to California residents:

Home123.com will not share any personal information about you with our affiliates to the extent prohibited by California law, unless you agree otherwise as authorized by your prior written consent.

California residents have the right to request information from us regarding the manner that we may share personal information with affiliated companies and other third parties for their direct marketing purposes.  To find out what and how we share such information, you may send us an email request at webmaster@home123.com or mail a request to Home123, 2033 Milwaukee Ave, Suite 237, Riverwoods, IL 60015, Attn California Resident, and receive the following information:

1. The categories of information we disclosed to third parties for their direct marketing purposes during the preceding year;

2. The names and addresses of the third parties who received information for their direct marketing purposes; and

3. Examples of the products and services subject to the third parties direct marketing programs, if the nature of the third parties’ business cannot be determined from their names.

Home123.com may also disclose your personal information as is necessary to: (a) comply with a subpoena or court order; (b) cooperate with law enforcement or other government agency; (c) establish or exercise our legal rights; (d) protect the property or safety of our company and employees; (e) defend against legal claims; (f) help with internal and external investigations; or (g) as otherwise required by law or permitted by law. We may disclose your information in connection with the sale or merger of Home123.com, or any transaction that involves the sale or assignment of some or all of our assets.

Some of the third parties with whom we share personal information may have their own website privacy policies. If that is the case, those entities’ website privacy policies will govern the use, handling and further disclosure by the third parties of your personal information once we have shared your personal information with such third parties. You should visit the websites and read the privacy policies of those third parties.  Some third parties merely provide links to our website. And those third parties will also have separate privacy policies that will govern how your information is used by those websites.

How Home123.com protects your personal information.

Home123.com has implemented physical, electronic, and procedural security measures to assist with safeguarding your personal information, and to help protect against unauthorized access and disclosure. Only our employees and authorized service providers who are performing legitimate business functions for Home123.com are permitted to access your personal information. We also use encryption to protect any sensitive personal information that is transmitted or authorized to be transmitted by Home123.com, and we also use electronic firewalls to help prevent unauthorized individuals from gaining access to your personal data. 

Notwithstanding our efforts, the Internet has inherent security risks. Home123.com cannot promise, and you should not expect, that your personal information, personal searches, and other communications will always remain secure. You should take care with regard to how you handle and disclose your personal information.

How you may access and change the information that Home123.com collects.

The first time that you provide us with registration information through our website, you will be able to decide whether you want to subscribe to Financial Institutions emails or newsletters. After your first use, you can change your initial choices by contacting customer service email at webmaster@home123.com. Each commercial email that we send to you, will offer you the opportunity to opt-out of continuing to receive such messages.  We may take up to 10 days to process your opt-out requests. In some instances, we may have already shared your information with one of our authorized third parties before you changed your email and newsletter choices. FTC email compliance guidance allows us to send you transactional and relationship email without offering you the opportunity to opt-out of receiving those types of email.  In those cases, you may have to directly contact those third parties to opt-out of receiving their communications.

Children Under the Age of 13

Home123.com’s website is a general audience website. But Home123.com’s content is neither directed toward minors nor children under the age of 13. We do not knowingly collect personal information from children under the age of 13.  If Home123.com becomes aware that a child under the age of 13 has provided us with personal information, that information will be deleted from our databases.  Parents who have questions about personal information that may have been submitted by a child under the age of 13 should email us at childrensprivacy@home123.com.

Home123.com is owned by PBG Financial Service LTD, and operated by Brandivation, LLC, a Delaware Limited Liability Company.  Whenever we make a material change to this Privacy Policy, we will post a notice on the Home123.com home page. The notice will inform you the Privacy Policy has been posted as of the dated last updated.

If you have provided Home123.com with personal information, we will always offer you the opportunity to choose whether to receive communications from us at the time you provide us with that information. You can always update your personal information and communication preferences by contacting us at onlinesupport@home123.com.

If you have any questions regarding this privacy policy, please email us at privacy@home123.com.